Cash Chats UK Money & Personal Finance podcast
Episodes
535 | Could you save £8,000 a year on childcare?
Host Steve Alderton and guest Amelia Murray discuss the high cost of childcare in the UK and how families can save up to £8,000 annually.
534 | Britain's £306 billion savings blind spot
Host Steve and guest James Andrews analyze Bank of England data revealing that over £300 billion in UK savings earns no interest, causing significant losses due to inflation.
533 | Energy bills are going up again – should you fix now?
Amelia Murray joins Cash Chats to explain the upcoming energy price cap increase, clarifying that it affects unit prices rather than total bills.
532 | Inflation is rising AGAIN: What it really means for your money
Host Steve Alderton and guest James Andrews discuss the recent rise in UK inflation to 2.
531 | The worst money mistakes we made at university and what we should have done instead
Steve Alderton and Amelia Murray discuss common financial pitfalls for university students, sharing personal anecdotes about scams and overdraft misuse.
530 | The story of Wonga & the rise and fall of payday loans
Host Steve Alderton and guest James Andrews examine the rise and fall of Wonga, the payday loan pioneer that revolutionized lending with instant, algorithm-driven cash.
529 | The little-known savings and borrowing option challenging the high street
Host Steve Alderton and guest James Andrews explore credit unions as community-focused alternatives to high street banks.
528 | Millions of working Brits have no savings: The best ways to build them fast
Steve Alderton and James Andrews discuss the critical importance of emergency savings, noting that 8.
527 | The 30 year old reason rents keep rising
Host Steve Alderton and guest James Andrews analyze why UK rental costs have hit record highs despite falling real incomes.
526 | How to make a budget, then stick to it
Host Steve Alderton and money expert James Andrews discuss three popular household budgeting methods: zero-based budgeting, the 50-30-20 rule, and the envelope system.
525 | The 4 ways money can definitely buy you happiness
Host Steve Alderton and James Andrews debate whether money buys happiness, concluding it does when spent on personality-aligned experiences, small joys, buying time, or generosity.
524 | Death of the Lifetime ISA - where the free Government cash is going next
Host Steve Alderton and expert James Andrews discuss the UK government’s replacement of the Lifetime ISA with a new First-Time Buyer ISA.
523 | Why gold keeps rising - and the best ways to buy it
Host Steve Alderton and expert James Andrews discuss the recent surge in gold prices, exploring its role as a hedge against inflation and geopolitical instability.
522 | How to beat the "most hated tax" in the UK
Steve Alderton and James Andrews discuss the UK government’s plan to include unspent pensions in estates for inheritance tax purposes from April 2027.
521 | Millions pile savings into ISAs - why they're entirely right
Steve Alderton and James Andrews discuss the record £12 billion surge into Cash ISAs in April, driven by higher interest rates and upcoming tax changes.
520 | The reality behind the energy price cap rise and how to beat it
Host Steve Alderton and guest James Andrews discuss the upcoming 13% rise in the UK energy price cap, explaining that gas costs will increase more than electricity due to renewable investments.
519 | Why 15 million of us are undersaving for retirement & what you can do if you're one of them
Host Steve Alderton and guest James Andrews discuss the UK pension crisis, noting that 15 million people are under-saving for retirement.
518 | As cash use collapses we look at when shops are allowed to reject notes and coins
Host Steve Alderton and guest James Andrews discuss the decline of cash usage in the UK, noting that while digital payments dominate, 61% of people…