The Wirecutter Show The Wirecutter Show

How to Shop for Homeowner's Insurance

Jul 31, 2026 ยท 22m

Topics discussed

New York Times app advertisement Introduction: Home insurance and LA wildfires Defining homeowner's insurance and coverage scope Navigating confusing insurance terminology and acronyms Common coverage gaps and assessing specific risks Ensuring adequate coverage and using home appraisals Balancing premiums with discounts and claim strategies Ad breaks: ADT, Apple Card, and Visible National vs. local insurers and policy non-renewal Replacement Cost Value vs. Actual Cash Value Using AI chatbots to analyze insurance policies Renewing policies and avoiding underinsurance Takeaways for renters and episode conclusion
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