The Ramsey Show The Ramsey Show

Progress Requires Discipline

Sep 18, 2026 · 2h 9m

Summary

Hosts Jade Bororshaw and Dr. John Deloney discuss financial and life challenges with callers. They advise a single mom to rent rather than build a depreciating modular home, encouraging her to sell her current property and save for a traditional house. A multi-millionaire caller is counseled to find purpose beyond money by focusing on health and legacy. The hosts also guide a son to step out of his parents' divorce drama and a husband to address his wife's spending issues through accountability rather than control.

Topics discussed

Sponsor: EveryDollar App Single mom considering selling land to build new home Advice on renting vs. owning and building equity Sponsor: Solace Health Advocacy Discussion on financial identity and the 'enough' feeling Importance of health planning and defining financial goals Sponsor: EveryDollar App Listener advice on parents' divorce and family dynamics Setting boundaries in family conflict Sponsor: NetSuite AI Home improvement ROI and selling vs. upgrading Show transition and community questions Managing a partner's spending and budget accountability Sponsor: Xander Insurance Buying a forever home while pregnant and market timing Sponsor: YRefi Student Loans Parenting a 23-year-old son living at home Sponsor: Boost Mobile Buying a house for aging parents and marital alignment Sponsor: Fair Winds Navigating in-laws' business dreams and religious values Car replacement strategy and sinking funds Sponsor: EveryDollar App Tax filing advice and deadlines Financial disparity in a long-term relationship Sponsor: Ramsey Trusted Agents Exam preparation anxiety and study strategies
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