Focus On What You Can Control With Your Money
Summary
Hosts Rachel Cruze and Dr. John Deloney address listener questions on financial planning and family dynamics. Topics include managing co-signing risks for business equipment, navigating sibling disagreements over supporting aging parents, and deciding whether to pay off a mortgage or invest. The hosts also discuss tax strategies for self-employed individuals, optimizing 401(k) investments, and evaluating a large home purchase gift from a father-in-law.
Topics discussed
Show intro and sponsor: EveryDollar
Co-signing construction equipment and emergency funds
Sponsor: DeleteMe
Helping parents with debt and sibling division
Sponsor: Boost Mobile
Paying off mortgage vs. investing and having kids
Young entrepreneur's taxes and quarterly payments
Sponsor: CHM Ministries
Debt-free dad with 5 kids and 401k strategy
Baby emergency fund and financial planning
Sponsor: Shopify
Father-in-law's large gift for home purchase
Sponsor: Fairwind Credit Union
Parking $300k for a 4-year home purchase
Kitchen renovation budget and spousal dynamics
Sponsor: Solace Health
Promo: Live Like No One Else Cruise
Engaged couple combining finances and life insurance
Union 401k, Roth IRA, and financial planning
Sponsor: NetSuite
Rebuilding trust after hiding debt from spouse
Sponsor: Ramsey Smart Tax
Selling real estate to clear business debt
Value of hiring a financial advisor
Sponsor: Ask Ramsey
Gambling addiction and $1M debt crisis
Promo: Live Like No One Else Cruise
Supporting adult daughter and unemployed partner
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