Don’t Let Shame Keep You Stuck
Oct 22, 2026 · 2h 7m
Summary
Listeners seek advice on tithing while in debt, selling inherited land, and managing separate finances. The hosts recommend maintaining giving habits despite student loans, selling a house to avoid a complex deal with employers, and consolidating marital finances to accelerate debt payoff. They also advise a military family to invest savings for a future home purchase and suggest a couple combine their resources to tackle $93,000 in debt within 18 months.
Topics discussed
Ian asks about tithing time vs. money and generosity
Discussion on the spiritual benefits of generosity
Caller asks about moving mutual funds due to market fear
ZipRecruiter sponsorship segment
Caller asks about student loan forgiveness and paying off debt
Caller discusses sister-in-law paying off her debt
Military family asks about buying a house vs. housing
Boost Mobile sponsorship segment
Promo for Dr. John Deloney's new book
Gretchen asks about keeping a house after divorce
Advice on avoiding family loans during divorce
Shopify sponsorship segment
Couple disagrees on selling inherited land
CBAC sponsorship segment
Jade asks about combining finances with husband
CH Ministries sponsorship segment
Sam discusses job loss due to AI and debt payoff
Thomas asks about selling camper and renting
DeleteMe sponsorship segment
Ramsey Solutions cruise promotion
Heather asks if she should accept a car payoff gift
Churchill Mortgage sponsorship segment
Caller asks about retirement market volatility
Gabby asks about selling house to move to Washington
Xander Insurance sponsorship segment
Angela asks about advisor suggesting a loan
Caller discusses budgeting and credit card habits
Caller asks about e-bike safety and credit cards
Young couple asks about gifting a car to a friend
Ramsey Store pre-order promotion
LaShawn shares sobriety journey and debt snowball
Ask Ramsey AI tool promotion
Ryan asks about bankruptcy vs. debt settlement
Caller discusses job offer discrepancy in LA
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