The Ramsey Show The Ramsey Show

Don't Be A Slave To The Lender

Sep 8, 2026 · 2h 9m

Summary

Hosts George Campbell and John Deloney guide listeners through complex financial scenarios, starting with a 59-year-old father who sold his home to pay off student loans but now faces high mortgage debt and retirement anxiety. They advise a young couple on prioritizing income growth over rushing into a 30-year mortgage, and help a high-earning couple uncover a severe spending discrepancy and potential infidelity behind their $100,000 in debt.

Topics discussed

Sponsors: Chapter and EveryDollar Patrick: Selling home to become debt-free Patrick: Budgeting and fear of job loss Patrick: Life insurance and college advice Sponsor: Xander Insurance Couple: Balancing home ownership and career Couple: Renting from in-laws and buying course Sponsor: Boost Mobile High earners: $100k debt and spending issues Sponsor: Solace Health Teacher couple: Investing vs. mortgage payoff Sponsor: Fairwind Credit Cards Multifamily investor: House hacking vs. single home Sponsor: BetterHelp Pastor: Balancing ministry and side business debt Sponsor: NetSuite Engaged couple: Wedding budget and career changes Sponsor: CHM Healthcare Listeners: Credit scores and dementia case Sponsor: Angel Studios Contractor: Selling assets to clear debt Sponsor: Ramsey Solutions Real Estate Couple: Mortgage payoff vs. basement addition Sponsor: Ramsey Trusted Pros & Aging parents Young couple: Car debt and generational wealth
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