The Ramsey Show The Ramsey Show

When You Don't Have Payments, You Have More Options

Jul 17, 2026 · 2h 7m

Summary

Dave Ramsey and Rachel Cruz discuss a viral social media trend before offering financial advice to listeners. They guide a caller living in his car to prioritize paying off tax debt, advise a man to set boundaries with his fiancée’s manipulative family, and help others manage student loans, real estate investments, and divorce settlements. The episode emphasizes aggressive debt repayment and strategic career moves.

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