Common Sense Beats Clever Money Hacks
Summary
Dave Ramsey and George Campbell advise listeners on financial dilemmas, including a single mom seeking side hustles to cover rent and a couple navigating a pre-birth home purchase. They counsel a laid-off professional to leverage severance and networking rather than panic-selling their home. Additional topics include optimizing 529 college savings, repairing versus replacing cars, and managing cultural wedding expenses.
Topics discussed
Career advice: Real estate vs. sales for a single mom
Side hustle ideas and leveraging existing skills
Buying a home while pregnant and debt-free
Promo codes and nerd event advertisement
Laid off: Severance, job hunting, and downsizing
529 plans vs. mortgage payoff and UTMA accounts
Repairing vs. replacing an older car
Navigating Chinese marriage traditions and bride price
High income, high debt: Scorched earth payoff plan
Real estate assumptions and due-on-sale clauses
Buying a car with cash from motorcycle sale proceeds
DC trip stories and Smart Money Happy Hour
Retirement investing: Never stop contributing
Nonprofit cat cafe for special needs child
Pension vs. mutual fund inheritance strategy
Selling a house in a stagnant market
Debt-free scream: Paying off final balance
Roth conversions to avoid RMDs for heirs
Fiancé's liability for partner's Parent PLUS loans
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