The Ramsey Show The Ramsey Show

Facts Are Your Friends...Not Feelings

Aug 11, 2026 · 2h 8m

Summary

Dave Ramsey and Jade Warshaw advise listeners on debt elimination, retirement planning, and financial maturity. They guide a young father to budget and pay off credit cards, reassure a couple about buying a home in Virginia, and help a 19-year-old entrepreneur separate business finances. The hosts also discuss dating standards, an elderly man’s post-divorce strategy, and alleviating fears about starting a family.

Topics discussed

Couple discusses debt, side hustles, and income potential Strategy to pay off credit cards with wedding gifts Retirement planning and moving to Northern Virginia Wedding budget conflict and handling parental gifts Dating advice: Financial compatibility and red flags 65-year-old seeks advice on retirement and debt recovery 19-year-old entrepreneur separates business and personal finances Couple debates staying home vs working with a new baby Addressing spouse's fear of insufficient emergency savings Single mom simplifies real estate portfolio and retirement Handling mold remediation costs and potential job loss High net worth individual debates paying off mortgage early IT worker laid off; advice on renting to mother Pastoral couple shares debt-free journey and faith Job loss strategy: Severance timing and Roth rollovers
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