Your Goals Need Numbers, Not Wishes
Sep 4, 2026 · 2h 6m
Summary
Dave Ramsey and co-hosts advise listeners on debt management, career changes, and lifestyle choices. Topics include paying off student loans, selling an overpriced car, and prioritizing retirement savings despite college costs. The hosts also discuss a widow’s decision to buy a horse with significant assets and counsel a divorced woman on rebuilding financial stability.
Topics discussed
Show intro and sponsor: EveryDollar app
Ryan: Managing student loans, car debt, and new job
The purpose of a one-month emergency fund
Balancing college costs vs. retirement savings
Sponsor: Chapter Medicare experts
Bus driver considering a trade apprenticeship
Ashley: Affordability of private school and housing move
Sponsor: Fast Guardian litigation
Carolyn: Buying a $150k show horse on a budget
Sponsor: Xander identity theft protection
Heather: Single mom's income and life direction
Sponsor: DeleteMe data broker removal
James: Real estate portfolio and cousin's debt
Sponsor: Doctor John Deloney sleep
Lauren: Family business succession and compensation
Sponsor: BetterHelp therapy
EntreLeadership: Family business dynamics and pay
Jonathan: Debt-free milestone and asset management
Sponsor: HealthTrust Financial
Car repair formula: When to sell vs. fix
Jen and Charisma: Buying a home and career growth
Taylor: Budgeting fun money and retirement accounts
Emma: Paying off family debt and car loan
Sponsor: EveryDollar budgeting app
Promo: Debt Free Cruise ship event
Young couple: Buying a house vs. waiting
Daniel: Grandmother's will and family inheritance
Sponsor: Ramsey Trusted Insurance
Family success story: Paying off debt in 2 years
Sponsor: Ramsey Trusted Real Estate Agents
Emily: Husband's vending business debt and bankruptcy
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