The Ramsey Show The Ramsey Show

Your Goals Need Numbers, Not Wishes

Sep 4, 2026 · 2h 6m

Summary

Dave Ramsey and co-hosts advise listeners on debt management, career changes, and lifestyle choices. Topics include paying off student loans, selling an overpriced car, and prioritizing retirement savings despite college costs. The hosts also discuss a widow’s decision to buy a horse with significant assets and counsel a divorced woman on rebuilding financial stability.

Topics discussed

Show intro and sponsor: EveryDollar app Ryan: Managing student loans, car debt, and new job The purpose of a one-month emergency fund Balancing college costs vs. retirement savings Sponsor: Chapter Medicare experts Bus driver considering a trade apprenticeship Ashley: Affordability of private school and housing move Sponsor: Fast Guardian litigation Carolyn: Buying a $150k show horse on a budget Sponsor: Xander identity theft protection Heather: Single mom's income and life direction Sponsor: DeleteMe data broker removal James: Real estate portfolio and cousin's debt Sponsor: Doctor John Deloney sleep Lauren: Family business succession and compensation Sponsor: BetterHelp therapy EntreLeadership: Family business dynamics and pay Jonathan: Debt-free milestone and asset management Sponsor: HealthTrust Financial Car repair formula: When to sell vs. fix Jen and Charisma: Buying a home and career growth Taylor: Budgeting fun money and retirement accounts Emma: Paying off family debt and car loan Sponsor: EveryDollar budgeting app Promo: Debt Free Cruise ship event Young couple: Buying a house vs. waiting Daniel: Grandmother's will and family inheritance Sponsor: Ramsey Trusted Insurance Family success story: Paying off debt in 2 years Sponsor: Ramsey Trusted Real Estate Agents Emily: Husband's vending business debt and bankruptcy
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