Build Habits That Build Wealth
Summary
Hosts Rachel Cruze and Jade Warshaw address listener questions on budget discipline, retirement strategy, and wedding planning. They advise a couple to merge finances for transparency, urge a retiree to shift from bonds to the market, and caution an engaged woman about her fiancé’s expensive car debt. The hosts also encourage a debt-free family to take a heritage trip and counsel a husband to take financial responsibility to save his marriage.
Topics discussed
Budgeting struggles and compulsive spending habits
Guardian Litigation Group ad for debt collectors
Retirement withdrawal strategy and market allocation
Boost Mobile and Ramsey Goal Planner ads
Wedding plans vs. partner's car debt
Teaching kids about money and spending
Christian Healthcare Ministries ad
Marriage crisis due to financial avoidance
Churchill Mortgage ad on interest rates
Cashing flow a cruise vacation before retirement
Why Refi ad for student loans
Retirement savings goals and downsizing
Inheriting money and investing for a parent
Movie ad for The Brink of War
Late start retirement plan for divorced mom
Worldwatch news service ad for kids
Credit score myths and cutting up cards
Term life insurance needs and affordability
Military pension and avoiding annuities
EveryDollar app ad for budgeting
The peace of mind of paying off your house
Building a home on inherited land
Ramsey Trusted Agents real estate ad
Nonprofit mortgage and emergency fund balance
Ramsey Insurance Resource Hub ad
Paying off collections and student loans
Listen ad-free on Castria