The Indicator examines the flaws in the U.S. unemployment insurance system, using former BLS commissioner Erica McIntyre’s frustrating application experience as a case study. Economist Catherine Ann Edwards argues the Depression-era model is outdated, citing inconsistent state benefits and low replacement rates that fail to cover modern living costs. The episode proposes federalizing the system with tiered benefits and expanded eligibility to improve economic efficiency and help workers find better job matches.