How should you protect your home from extreme weather?
Summary
Joni Hughes of Aviva Insurance Ireland discusses protecting homes from extreme weather, noting that while two-thirds of homeowners are concerned, many lack preparedness. She advises regular maintenance like clearing gutters, securing loose garden items, and having a flood plan. For high-risk areas, she recommends investing in demountable flood barriers and explains that insurers exclude only weather-related flooding, not internal leaks. Hughes also confirms that storm damage, such as roof loss, is generally covered even without recent maintenance.
Topics discussed
Intro: Homeowner concerns about extreme weather
Introduction of guest Joni Hughes from Aviva
Practical measures: maintenance and planning
Investing in flood barriers and gates
Personal experience and high-tech solutions
Statistics on home flooding in Ireland
Insurance exclusions for high-risk homes
Cover for non-weather related water damage
General storm protection and maintenance
Coverage for storm damage and roof issues
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