The Clark Howard Podcast The Clark Howard Podcast

10.19.26 Shield Retirement Savings From AI Scams / For Love And Money

Oct 19, 2026 · 28m

Summary

Clark Howard warns listeners about AI voice scams targeting retirement accounts, urging regular monitoring and ACATS locks to prevent theft. He advises couples to hold quarterly financial meetings to build trust, recommending a mix of joint and separate accounts over keeping finances entirely separate. The episode also covers using separate accounts for side hustles, the safety of HSA debit cards, and why boating clubs are a financially smarter alternative to boat ownership.

Topics discussed

Sponsor: Progressive Name Your Price tool Sponsor: Indeed Sponsored Jobs Show intro and episode overview The rise of AI voice cloning scams Risks to financial institutions and clients Consumer tips: monitoring and ACATS locks Listener Q&A: Separate account for eBay side hustle Listener Q&A: Using HSA debit cards Listener Q&A: Plug-in smoke detectors Teaser: Couples and finances Sponsor: Mint Mobile Sponsor: Charles Schwab Sponsor: Talking Real Money podcast Sponsor: Indeed Sponsored Jobs Sponsor: Checkout.com Managing money in couples: Joint vs separate accounts Listener Q&A: Buying a house with savings Listener Q&A: Boating clubs vs owning a boat Listener Q&A: Improving credit score to 850 Outro and newsletter promotion Sponsor: Checkout.com
Listen ad-free on Castria