10.06.26 Ask An Advisor With Wes Moss
Summary
Wes Moss and Krista DiBias analyze the recent spike in 10-year Treasury yields, arguing it reflects a strong economy rather than market panic and actually benefits bond investors. They address listener questions on healthcare costs for early retirees, the strategic order of withdrawing from different retirement accounts, and the value of umbrella insurance. The episode concludes with a breakdown of critical retirement ages, from the Rule of 55 to Required Minimum Distributions, helping listeners navigate key financial milestones.
Topics discussed
Introduction and episode overview
Analysis of the recent spike in bond yields
Why the bond market is moving without panic
Impact of higher starting rates on bond returns
Listener question: Healthcare costs before Medicare
Listener question: Diversification by years vs. percentages
Listener question: Spending HSA funds annually
Key retirement ages and milestones explained
Listener question: Order of retirement account withdrawals
Listener question: Umbrella insurance and net worth
Listener question: Roth vs. traditional deferred compensation
Closing remarks and sign-off
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