The Clark Howard Podcast The Clark Howard Podcast

08.12.26 One Bad Apple Deal / CDs: Opportunity And Method

Aug 12, 2026 · 33m

Summary

Clark Howard discusses the pitfalls of Apple's new device lease plans, advising listeners to avoid long-term traps unless they constantly need the latest hardware. He also explains how rising interest rates create opportunities for high-yield CDs, warning against auto-rollover clauses and recommending online banks or brokered CDs over major retail banks.

Topics discussed

Sponsor: LinkedIn Hiring Pro Sponsor: United and Air New Zealand partnership Show intro: Apple device dominance and rising rates Analysis of Apple's new leasing strategy for devices Discussion on carrier phone payment plans Listener Q&A: F-150 powertrain guarantee risks Listener Q&A: Chase credit card renewal practices Listener Q&A: Tips for first-time international travel Host banter: Staff trip stories and travel costs Sponsor: LinkedIn Hiring Pro Sponsor: United and Air New Zealand partnership Sponsor: Visible 5G data plan Sponsor: Uber Eats back to school supplies Sponsor: Garnier hair color retouch Strategy: Buying CDs to beat inflation and bank fees Listener Q&A: Travel questions for insurance applications Listener Q&A: Rental car damage disputes and documentation Listener Q&A: Credit card merchant fees and payment systems Outro: Upcoming podcast and clark.com resources Sponsor: Uber Eats back to school supplies
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