The Clark Howard Podcast The Clark Howard Podcast

08.12.26 One Bad Apple Deal / CDs: Opportunity And Method

Aug 12, 2026 · 33m

Summary

Clark Howard discusses the pitfalls of Apple's new device lease plans, advising listeners to avoid long-term traps unless they constantly need the latest hardware. He also explains how rising interest rates create opportunities for high-yield CDs, warning against auto-rollover clauses and recommending online banks or brokered CDs over major retail banks. The episode covers listener questions on dealership warranties, credit card renewal tactics, and international travel tips, while also addressing the high merchant fees charged by credit card cartels and the need for more efficient payment …

Topics discussed

Sponsor: LinkedIn Hiring Pro Sponsor: United and Air New Zealand partnership Show intro: Apple device dominance and rising rates Analysis of Apple's new leasing strategy for devices Discussion on carrier phone payment plans Listener Q&A: F-150 powertrain guarantee risks Listener Q&A: Chase credit card renewal practices Listener Q&A: Tips for first-time international travel Host banter: Staff trip stories and travel costs Sponsor: LinkedIn Hiring Pro Sponsor: United and Air New Zealand partnership Sponsor: Visible 5G data plan Sponsor: Uber Eats back to school supplies Sponsor: Garnier hair color retouch Strategy: Buying CDs to beat inflation and bank fees Listener Q&A: Travel questions for insurance applications Listener Q&A: Rental car damage disputes and documentation Listener Q&A: Credit card merchant fees and payment systems Outro: Upcoming podcast and clark.com resources Sponsor: Uber Eats back to school supplies
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