08.12.26 One Bad Apple Deal / CDs: Opportunity And Method
Aug 12, 2026 · 33m
Summary
Clark Howard discusses the pitfalls of Apple's new device lease plans, advising listeners to avoid long-term traps unless they constantly need the latest hardware. He also explains how rising interest rates create opportunities for high-yield CDs, warning against auto-rollover clauses and recommending online banks or brokered CDs over major retail banks. The episode covers listener questions on dealership warranties, credit card renewal tactics, and international travel tips, while also addressing the high merchant fees charged by credit card cartels and the need for more efficient payment …
Topics discussed
Sponsor: LinkedIn Hiring Pro
Sponsor: United and Air New Zealand partnership
Show intro: Apple device dominance and rising rates
Analysis of Apple's new leasing strategy for devices
Discussion on carrier phone payment plans
Listener Q&A: F-150 powertrain guarantee risks
Listener Q&A: Chase credit card renewal practices
Listener Q&A: Tips for first-time international travel
Host banter: Staff trip stories and travel costs
Sponsor: LinkedIn Hiring Pro
Sponsor: United and Air New Zealand partnership
Sponsor: Visible 5G data plan
Sponsor: Uber Eats back to school supplies
Sponsor: Garnier hair color retouch
Strategy: Buying CDs to beat inflation and bank fees
Listener Q&A: Travel questions for insurance applications
Listener Q&A: Rental car damage disputes and documentation
Listener Q&A: Credit card merchant fees and payment systems
Outro: Upcoming podcast and clark.com resources
Sponsor: Uber Eats back to school supplies
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