08.12.26 One Bad Apple Deal / CDs: Opportunity And Method
Aug 12, 2026 · 33m
Summary
Clark Howard discusses the pitfalls of Apple's new device lease plans, advising listeners to avoid long-term traps unless they constantly need the latest hardware. He also explains how rising interest rates create opportunities for high-yield CDs, warning against auto-rollover clauses and recommending online banks or brokered CDs over major retail banks.
Topics discussed
Sponsor: LinkedIn Hiring Pro
Sponsor: United and Air New Zealand partnership
Show intro: Apple device dominance and rising rates
Analysis of Apple's new leasing strategy for devices
Discussion on carrier phone payment plans
Listener Q&A: F-150 powertrain guarantee risks
Listener Q&A: Chase credit card renewal practices
Listener Q&A: Tips for first-time international travel
Host banter: Staff trip stories and travel costs
Sponsor: LinkedIn Hiring Pro
Sponsor: United and Air New Zealand partnership
Sponsor: Visible 5G data plan
Sponsor: Uber Eats back to school supplies
Sponsor: Garnier hair color retouch
Strategy: Buying CDs to beat inflation and bank fees
Listener Q&A: Travel questions for insurance applications
Listener Q&A: Rental car damage disputes and documentation
Listener Q&A: Credit card merchant fees and payment systems
Outro: Upcoming podcast and clark.com resources
Sponsor: Uber Eats back to school supplies
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