08.10.26 Breaking Phone Addiction / Know The Affinity Fraud Trap
Summary
Clark Howard discusses the "Brick" app for reducing screen time and warns about affinity fraud, citing a recent scandal involving NFL players. He answers listener questions on budget family travel, the lack of consumer protections for debit cards, and maximizing high-yield checking accounts. The episode also covers saving on prescriptions at Costco and provides detailed tips for a listener planning a trip to Asia, including airline recommendations and cost-saving strategies.
Topics discussed
Sponsorships: Eva Longoria and Smartly Advance
Show introduction and mission statement
Preview: Screen time device and NFL fraud
The addiction of social media and phone usage
Review of the 'Brick' app for breaking phone addiction
Personal story: Going a night without a phone
Q&A: Travel strategies for families with young children
Q&A: Debit vs Credit card consumer protections
Q&A: High-yield checking account and skimming risks
Sponsorships: KeyBank, Toyota, and Rocket Mortgage
Affinity fraud: The NFL player investment scam
Discussion on religious and community-based scams
Q&A: Digital financial statements and screenshots
Q&A: Costco pharmacy pricing and insurance kickbacks
Q&A: Travel tips for a Semester at Sea trip to Asia
Closing remarks and final sponsorship
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