NerdWallet's Smart Money Podcast NerdWallet's Smart Money Podcast

What Couples Miss When Going Down to One Income

Jul 23, 2026 · 35m

Summary

Hosts Sean Piles and Elizabeth Ayola interview Gary A. Officer about the challenges older workers face, including age discrimination and AI anxiety. They then advise Paige, who is transitioning to a single income for her newborn, on budgeting, retirement savings, and life insurance. The episode highlights workforce trends for Americans over 50 and strategies for managing financial changes during major life events.

Topics discussed

Sponsorship: Bilt rewards program for renters and homeowners Sponsorship: Spotify and Accenture ad sales partnership Introduction: Demographic shifts and the 50-plus workforce Labor market data: Older workers' participation and unemployment Age discrimination costs and the value of older workers Workforce training gaps and AI impact on specific occupations Optimism for the future: Interpersonal skills and reskilling Hosts' reaction and listener engagement prompt Sponsorship: Bilt rewards program repeat ad Sponsorship: Quince elevated essentials and home goods Listener Q&A: Paige's transition to a single-income household Budgeting strategies: Tracking expenses and subscription hacks Retirement savings and saving on baby gear Host anecdote: Navigating finances as a new mom Financial planning: Car upgrades and zero-dollar budgeting Life insurance coverage for families with young children Conclusion: Final tips and show sign-off Outro: Windows Weekly promo and Shopify sponsorship
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