Insurance-palooza! All You Need to Know to Protect Your Income and Wealth
Summary
Host Robert Brokamp and guest Amanda Kish discuss protecting wealth through a comprehensive insurance audit. They cover health plans and HSAs, life and disability insurance, auto and home coverage, and long-term care options. The episode emphasizes evaluating policy limits, understanding gaps like liability exposure, and using independent agents for complex needs to safeguard against catastrophic financial losses.
Topics discussed
Introduction: The 2026 Financial Planning Challenge and Insurance
Health Insurance: HSAs and Open Enrollment Strategies
Life Insurance: Term vs. Whole Life and Coverage Calculations
Disability Insurance: Income Replacement and Own Occupation Coverage
Ad Break: Vanguard Investor Choice
Auto Insurance: Liability Limits and Deductibles
Homeowners and Renters Insurance: Coverage Gaps and Deductibles
Umbrella Insurance: Extra Liability Protection
Long-Term Care Insurance: Hybrid Policies and Self-Insurance
Ad Break: Quince and Range Rover
Buying Insurance: DIY vs. Professionals and Final Tips
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