Act Now to Lower Taxes for 2026
Summary
Robert Brokamp and Amanda Kish discuss eight key strategies to optimize your 2026 tax bill, including maximizing retirement contributions, tax-loss harvesting, and asset location. They cover the benefits of gifting appreciated stock, managing withholding to avoid penalties, and planning Required Minimum Distributions. The episode also highlights the importance of determining your marginal tax bracket to decide on Roth conversions and charitable bunching.
Topics discussed
Introduction to 2026 Tax Planning Challenge
Maximizing Retirement and Tax-Advantaged Contributions
Tax Loss Harvesting and Wash Sale Rules
Sponsor Segments: Schwab and Fundrise
Asset Location: Optimizing Account Types
Charitable Giving: Stock Donations and DAFs
Withholding, Safe Harbors, and Estimated Payments
Required Minimum Distributions and QCDs
Sponsor Segments: Schwab and Indeed
Determining Your Federal Tax Bracket
Roth Conversions and AGI Implications
Final Thoughts and State Tax Considerations
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