Was His $120,000 College Degree a Huge Mistake?
Summary
Joe, a 28-year-old graphic designer, shares his journey from $120,000 in student debt to a $70,000 net worth by living at home and saving 40% of his income. The hosts analyze his strategy, including maxing out Roth IRAs and holding Bitcoin and a sneaker collection, while addressing his upcoming move out and drop in savings rate. They discuss prioritizing high-interest debt repayment and the feasibility of his side hustle to fund future goals. The episode concludes with advice on balancing lifestyle inflation with aggressive saving to achieve coast-fire by age 45.
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