How to Build a Financial Plan By Age
Summary
Hosts Brian and Beau break down financial planning priorities by decade, covering six key areas like budgeting, risk management, and tax strategy. They advise 20-somethings to focus on cash flow and early investing, while urging those in their 30s to address estate planning and insurance. The episode highlights how 40s and 50s require deeper tax optimization, retirement stress-testing, and legacy planning to navigate increasing financial complexity.
Topics discussed
Sponsors: LinkedIn, Quaker, and MoneyGuide
Introduction: Financial planning by decade
Your 20s: Career, budgeting, and risk management
Investing in your 20s: The wealth multiplier
Your 30s: Estate planning, insurance, and taxes
Sponsors: Visible and StreetEasy
Your 40s: Tax buckets, retirement, and complexity
Your 50s+: Estate planning and portfolio risk
Outro, disclosures, and final sponsors
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