There's still time to reach your 2026 money goals
Summary
Host Mariel Sagar and guest Jill Schlesinger discuss applying corporate quarterly reporting concepts to personal finance. They advise reviewing cash flow, balance sheets, and profit margins to identify spending trends and financial tight spots. The episode highlights the importance of setting concrete, time-bound goals for the final quarter, such as building emergency reserves or paying down debt, to prepare for the new year.
Topics discussed
Sponsor: Charles Schwab Choiceology
Introduction and guest Jill Schlessinger
Concept: Personal quarterly financial reviews
Q4 opportunities and holiday season challenges
Analyzing cash flow and personal balance sheet
Takeaway 1: Cash flow and balance sheet summary
Sponsor: Charles Schwab Choiceology
Sponsor: Betterment
Sponsor: Capital One Venture X
Sponsor: Rense Laundry Service
Importance of tracking automated cash flow
Identifying financial tight spots and surprises
Home maintenance costs and emergency funds
Calculating personal profit margin
Setting concrete financial goals and managing debt
Takeaway 3: Focusing on one goal for 90 days
Financial storytelling and celebrating progress
Episode recap and key takeaways
Credits and sponsor: Charles Schwab
Sponsor: Total Wine and More
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