Don’t Leave Tax Savings on the Table: How to Conduct a Midyear IRA Checkup
Summary
Host Ivana Hampton interviews Morningstar’s Russ Kennel on optimizing IRAs through mid-year checkups. Kennel shares fund ideas across three categories: simple options like target date funds, tax-advantaged income strategies using high-yield bonds, and capital appreciation picks such as global value and growth funds. The discussion emphasizes diversifying by taxable account type and leveraging low-cost, stable managers for long-term retirement planning.
Topics discussed
Vanguard advertisement and intro
IRA basics and Russ Kennel's personal strategy
Simple IRA options: Target date and global funds
Maximizing tax advantages with income funds
Vanguard advertisement break
Capital appreciation: Emerging markets and value/growth
Roth vs Traditional IRA and final takeaways
Outro, disclosures, and closing ad
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