Why I’m Baking Lifestyle Inflation Into my Coast FI Plan
Summary
Scott Trench and Evan Lawler discuss how to realistically plan for lifestyle inflation within a Coast FI strategy. Using location-specific spending data, they analyze how expenses naturally rise from a frugal single lifestyle to a median household budget with children. The episode highlights that accepting predictable spending increases, rather than assuming permanent hyper-frugality, creates a more sustainable and flexible path to financial independence.
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