BiggerPockets Money BiggerPockets Money

How She Went From $18K in Debt to Nearly $1 Million in 6 Years

Sep 25, 2026 · 51m

Summary

Kate shares her journey from $18,000 in credit card debt to nearly $800,000 in investments in just five years. She details how she eliminated "sneaky leaky spending," built an emergency fund, and took a strategic pay cut to pursue a high-upside sales role. Now earning over $400,000 annually, she and her fiancé are on track to become millionaires and plan to become work-optional within a few years.

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