89. How to increase returns without doing anything crazy
Summary
The Aussie FIRE hosts discuss strategies to boost investment returns without reckless gambling, categorizing them into simple tweaks, optimized efforts, and calculated risks. They advocate for quitting stock picking, reducing fees, optimizing superannuation risk profiles, and utilizing tax-efficient methods like debt recycling. The episode also covers leveraging debt, using geared ETFs, and buying assets at a discount to enhance long-term portfolio performance.
Topics discussed
Introduction: Boosting returns without reckless risk
Why stock picking fails and the cost of active management
Reducing fees and optimizing expenses for better returns
Optimizing superannuation risk profiles for long-term growth
Tax efficiency: Debt recycling and asset location strategies
Dividend substitution plans and joint vs individual accounts
Minimizing cash buffers to maximize market exposure
Taking on additional debt for investment leverage
Using geared ETFs for leverage without loans
Buying discounted assets and betting on mean reversion
Thematic investing: Risks and the importance of doubt
Non-traditional assets and earning outsized returns through business
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