All the Hacks: Money, Points & Life All the Hacks: Money, Points & Life

What Happens to Your Points and Miles When You Die?

Aug 26, 2026 · 54m

Summary

Host Chris Hutchins explores how to preserve the value of credit card points and frequent flyer miles after a cardholder’s death, using a Capital One case study to highlight potential losses. He details varying policies across banks, airlines, and hotels, noting that points are often not considered property and may be forfeited or cashed out at low value. The episode offers actionable strategies, such as pre-authorized transfers, points pooling, and documenting login credentials, to help heirs access and redeem these assets effectively.

Listen ad-free on Castria