All the Hacks: Money, Points & Life All the Hacks: Money, Points & Life

The New Rules of Points & Miles in 2026 with Brian M

Aug 12, 2026 · 1h 8m

Summary

Chris Hutchins and Brian M discuss the mid-year state of points and miles, arguing that despite headlines of devaluations, opportunities remain strong. They review January predictions, noting the rise of debit cards, Southwest’s successful transformation, and the expansion of basic fares. The episode also covers hotel award inflation, shifting transfer ratios, and new tools like Seats.aero that simplify finding card member discounts and award space.

Topics discussed

Intro: Mid-year check-in on credit cards and points Reviewing January predictions: Debit cards and regulation Southwest transformation: Boarding, seats, and value Sponsors: DeleteMe and NetSuite Airfare unbundling and the rise of basic award fares Japan Airlines (JAL) as a new transfer partner Hotel devaluations: Hyatt, Wyndham, and cash inflation Banks restricting point sharing and gifting Sponsors: Fora and Trust & Will Qatar Avios booking restrictions for third parties New platforms: Rove, Silo, and Symfony Award search tools and the rise of Seats.Aero Card member pricing and airline protectionism Sponsor: Masterclass Partner availability and points pooling challenges The mental load of points and award booking services Bilt card review and status strategies Predictions: Premium cards and US Bank's decline Conclusion: Annual fees, credits, and future outlook
Listen ad-free on Castria